Health Coverage for Individuals and Families
Some people do not have access to group health coverage through their employer or simply cannot afford the group premium. Individual/family coverage is an alternative that is available from a variety of insurance carriers.
There are two different kinds of health coverage: traditional plans with co-pays and the more contemporary plans with no co-pays (the High Deductible Health Plan). High Deductible Health Plans are often accompanied by a tax favored Health Savings Account.
There are also carriers that have specialty coverage’s designed just for children up to age 25. This type of coverage can be much less expensive and just as beneficial as having a child on a group plan.
If anyone applying for individual or family insurance has any pre-existing conditions, the coverage may not cover expenses related to those pre-existing conditions. There are some health conditions that are acceptable to insurance carriers but might be excluded from coverage for a specific period of time, but general coverage would be offered.
For a quote on either or both alternatives, use our contact form and provide, date of birth, zip code and email address for all applicants. Colin or Trey will provide you with a quote very promptly. Also, feel free to contact Colin @ 843-991-4578 or Trey @ 843-345-5461 with any questions.
|
